Mehmonxonalarda valyuta ayirboshlash xizmati: “amalga oshmagan xarajat” mexanizmi va davlat siyosatidagi bo‘shliq

Abstract

Uzbekistan received 11.7 million foreign tourists in 2025. Most of its hotels, however, offer no currency exchange. This study looks at what that gap costs. The problem is normally discussed as a matter of unfavourable exchange rates. The author argues that something else is at work: where a hotel offers no exchange facility, many tourists simply do not exchange at all, and the money leaves the country unspent. An illustrative calculation puts the loss at roughly USD 175 million a year. The study finds that the state has already recognised the problem at border crossings through Resolution PQ-348, while the hotel network remains outside the scope of that measure.